Every Currency, One Plan
Keep accounts in the currencies you use. See foreign-currency spending against one home currency, with stored rates you control.
Made For Money That Moves
One Budget.
Every Currency.
Life crosses borders.
Your budget should come with you.
Envelope budgeting for expats, nomads, and frequent travelers. All your currencies. One clear picture of what you can spend.
Join The Beta For desktop & iPhone web.
You Need A Budget? What If I Have A Budget?
That’s ihab. Your money, your currencies, one clear plan.
The current ihab app, shown with a made-up budget.
A Familiar Method. A Wider World.
A Budget That Feels
At Home Everywhere.
A thoughtful alternative to YNAB for people managing life in more than one currency.
Give Your Money A Job
Set money aside for rent, next month's flight, or a slower season. Envelope budgeting keeps the everyday and the someday in the same picture.
Your Banks Stay Yours
Enter spending by hand, import supported bank files, or bring your YNAB budget with you. Bank connections aren't required.
A More Accessible Direction
We’re building toward a lower-cost alternative, including a one-time purchase option for basic features. Final pricing and availability are still being decided.
Help Shape What Comes Next
Be Part Of
The First Chapter.
Leave your email for beta invitations and occasional ihab updates.
This registers interest, not an account. An invitation or immediate access isn’t guaranteed.